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Equifax Breach by Shit Clangerbanks - Sat, 09 Sep 2017 02:00:51 EST ID:+rypye+p No.161455 Ignore Report Quick Reply
File: 1504936851925.jpg -(72186B / 70.49KB, 640x360) Thumbnail displayed, click image for full size. 72186
Anyone else get fucked by this? I just checked on the website provided by https://www.consumer.ftc.gov/blog/2017/09/equifax-data-breach-what-do and it says I "may" be at risk. I can't see how Equifax could possibly survive this, it's an incredible breach of data: SSN's, credit card numbers, DoB's, addresses, names, and even drivers license numbers. I don't even think the free money I'll get in 5 years from the class-action lawsuit will damper the goddamned nightmare I'm likely going to go through with constantly monitoring my credit, bank account, and credit cards.

I don't even think you need to be a highfalutin fancypants to be affected by this, either. I've read reports of people saying they got dicked by this and they're college students with barely any credit history.
Molly Cublingcocke - Sat, 09 Sep 2017 02:35:22 EST ID:ztFfJisR No.161456 Ignore Report Quick Reply
Good thing I don't use credit or have money tied up in places that can easily be stolen.

Identity theft is my only real concern. Back taxes from stolen ID can be a life changing event.
Shit Clangerbanks - Sat, 09 Sep 2017 02:48:02 EST ID:+rypye+p No.161457 Ignore Report Quick Reply

Even if you don't use credit cards, you still have established credit if you've leased a car, rented an apartment, or bought a home. As such, if someone got your SSN, name, and DoB from this then they could go to town by using your excellent credit to open a lot of credit cards and max them out as fast as possible.
Molly Cublingcocke - Sat, 09 Sep 2017 03:05:53 EST ID:ztFfJisR No.161458 Ignore Report Quick Reply
Good thing I haven't done any of that. I don't even know my credit score because I've never used it or requested it. Neither can be said with my credit report. I've never used credit.

Again, ID theft is my only issue.
Shit Fandock - Sat, 09 Sep 2017 03:17:32 EST ID:Ko4AQbB+ No.161459 Ignore Report Quick Reply
People have mentioned that Canadians might have been affected, but I havn't found anything about how to find out if you were, I don't have a fucking social security number to put into their website I have a social insurance number.

Also, I can't be the only one noticing the irony of giving out your social security number to the people who got hacked so they'll tell you if your social security number got stolen in the hack.
Molly Cublingcocke - Sat, 09 Sep 2017 03:29:44 EST ID:ztFfJisR No.161460 Ignore Report Quick Reply
Sounds reasonable to me.
Barnaby Hongerbanks - Sat, 09 Sep 2017 04:54:55 EST ID:E5xYjU/D No.161461 Ignore Report Quick Reply
My credit is shit anyway. I can't get approved to borrow a pen from my bank. Good luck!
Ian Wizzlesetch - Sat, 09 Sep 2017 05:57:21 EST ID:qetGCKL9 No.161462 Report Quick Reply
This shit is hilarious. Yeah a lot of people are going to get fucked because of this but on the other hand maybe it will force some people to wake the fuck up.
Betsy Tillingworth - Sat, 09 Sep 2017 14:06:27 EST ID:TbjHpHWH No.161474 Ignore Report Quick Reply

I've rented tons of apartments and not one of them have ever reported back to the credit bureaus. Same with utility bills. They only report you if you don't pay ...
Hedda Fiblingman - Sat, 09 Sep 2017 14:18:00 EST ID:2fJQ/aQA No.161475 Ignore Report Quick Reply
If you agree to Equifax's "security monitoring," for THEIR fuck up, you give up all legal rights to complain! Yay!
Ian Turveystone - Sat, 09 Sep 2017 17:38:26 EST ID:ng5AUUaY No.161479 Ignore Report Quick Reply
Type in your details to see if you're at risk!
Ebenezer Sudgespear - Sat, 09 Sep 2017 20:05:41 EST ID:+rypye+p No.161482 Ignore Report Quick Reply

I'm not talking about reporting for delinquency, they check your credit score/history before allowing you to rent to make sure you're not a high risk tenant (someone that would skip out on rent).


Supposedly Equifax got called out for these shenanigans because that sort of language is unenforceable in a court of law and so it means nothing. Plus I think they removed it from their TOS.
Angus Piddleforth - Sat, 09 Sep 2017 20:43:33 EST ID:aH24pX5g No.161483 Ignore Report Quick Reply
At least in Canada, those kinda things are legally worthless. There's a fucking reason why a real waver is a small book, and requires multiple signatures. Its also why if you ever see on a ticket or something "We are not responsible for any misgivings", thats bullshit too.
Barnaby Gusslehall - Sat, 09 Sep 2017 22:33:53 EST ID:2fJQ/aQA No.161484 Ignore Report Quick Reply
I live in America where money talks! Trust me, Equifax will somehow screw these people even more!

Samuel Sickleware - Sun, 10 Sep 2017 09:24:32 EST ID:kwQHbRfQ No.161492 Ignore Report Quick Reply
If it makes you feel better my government did something similar recently.
Ian Giffingstatch - Tue, 12 Sep 2017 02:02:58 EST ID:/lCg0eKf No.161530 Ignore Report Quick Reply
Some shit that might be of use to any affected
Lillian Huvingway - Tue, 12 Sep 2017 03:27:51 EST ID:+rypye+p No.161531 Ignore Report Quick Reply

Interesting, but you still have to show up in court to argue your case (so you'll likely need to hire a lawyer), plus Equifax has billions to fund their legal team, and depending on the state you need to jump through additional hoops.
Cedric Crarringpet - Tue, 12 Sep 2017 20:52:01 EST ID:4Xc5+gRN No.161542 Ignore Report Quick Reply

Just checked if I was affected by all this.

Turns out I was not at risk or so they say which is actually a bit of a bummer because I was wanting to get in on that class action lawsuit
Frederick Podgedick - Wed, 13 Sep 2017 22:43:49 EST ID:VuthMJBy No.161558 Ignore Report Quick Reply
If you used their site to check, you're being bullshitted. People have tested it multiple times across platforms, and it turns out the checker just randomly spits out a yes or no regardless of the information you give.

Also it turns out that Equifax was using "admin" for their password and username. LOL
Hedda Cigglewell - Sat, 16 Sep 2017 13:30:34 EST ID:TbjHpHWH No.161606 Ignore Report Quick Reply

>oh no equifax might have lost all of my information!

>better give them my information to see if they lost my information

honestly how are people really this dumb ... ?
George Segglemut - Sat, 16 Sep 2017 14:24:20 EST ID:4Xc5+gRN No.161607 Ignore Report Quick Reply

nigga they had the info already
Edwin Dartwater - Sat, 16 Sep 2017 21:18:24 EST ID:Ko4AQbB+ No.161616 Ignore Report Quick Reply
the thing is people don't know whether or not equifax had their information, its matter of if your bank gave it to someone who gave it to someone who gave it to them, financial services are so layered and obtuse for tax purposes its almost impossible to know
Hedda Murdwill - Sun, 17 Sep 2017 16:13:12 EST ID:2fJQ/aQA No.161627 Ignore Report Quick Reply
Fun fact - The head of cyber security had a music degree and zero certs!
Wonder whom she slept with...
Reuben Dogglenotch - Mon, 18 Sep 2017 08:10:01 EST ID:AaqRkLOm No.161637 Ignore Report Quick Reply
So they made a site to allegedly check if your data was taken. But that was not only a random generating smoke screen but also an attempt to make you sign a ToS that prevents litigation.

Jesus Christ multiple peoples heads should roll for this and I guarantee no ones will.
Alice Wanninggold - Mon, 18 Sep 2017 14:46:01 EST ID:2fJQ/aQA No.161648 Ignore Report Quick Reply
You kidding me? Meet the next Treasury Head after Mnuchin empties out Fort Knox into his personal vault and "retires."
John Lightbanks - Mon, 18 Sep 2017 20:13:46 EST ID:AaqRkLOm No.161652 Ignore Report Quick Reply
If you fabricate names and socials you can get a false positive. It's possible that these are actual people or arbitrary test records but that statistically unlikely. The edited CNet article was able to get different results for the same credentials on different devices, but that was after Equifax updated it just to handle providing the same random result to different devices.

George Memmerford - Thu, 21 Sep 2017 14:21:45 EST ID:yPsT72Om No.161721 Ignore Report Quick Reply
why aren't executions happening over this? why were the execs allowed to sell all of their shares with no consequence right before this went down? why is the sneaky loophole agreement false checker site not warranting any punishment? are any government agencies even investigating this? does anyone even care anymore?
Doris Dreblinglit - Thu, 21 Sep 2017 14:32:24 EST ID:+rypye+p No.161722 Ignore Report Quick Reply

America doesn't persecute the mega wealthy. Credit bureaus are at the top of the pyramid so they're busy looking for a fall guy or two instead of allowing the entire thing to crumble. It's incredible that Experian is still allowed to operate despite committing the most egregious fuck-up a credit bureau can possibly do.
Sidney Crablingshit - Thu, 21 Sep 2017 17:54:59 EST ID:OBWIAo4y No.161726 Ignore Report Quick Reply

People that start the revolution aren't the ones who live through it. If you wanna be a hero and get this shit going by taking a run at one of these cunts with a .38, you'd have my support. But if you're not willing to do it, don't expect anyone else is going to take the first step.
George Memmerford - Thu, 21 Sep 2017 19:14:38 EST ID:yPsT72Om No.161728 Ignore Report Quick Reply

i mean, a bloody revolution sounds cool, but can't like, the FBI investigate this? or some other bloated-budget acronym agency?
Thomas Nashway - Thu, 21 Sep 2017 21:46:20 EST ID:2fJQ/aQA No.161732 Ignore Report Quick Reply
No. They can't.
Because Jeff "Drugs are bad, m'kay?" Sessions thinks we need to be jailing people for life for smoking weed, but ignoring this shit.
Polly Snodhall - Fri, 22 Sep 2017 01:43:26 EST ID:AaqRkLOm No.161733 Ignore Report Quick Reply
I were you conscious for 2008? No rich person goes to jail for trying to make an extra profit. Stop expecting the state to do anything beyond issuing fines for 1% of the profit made from the crime.

Seriously why are you still asking this question? We've finally moved past that and the question now is how do we get rid of the idiots not doing anything and with what idiots do we want them replaced.
William Hovingbed - Fri, 22 Sep 2017 21:35:57 EST ID:NVABe+Zf No.161738 Ignore Report Quick Reply
Women executives not even once
Edwin Grimville - Fri, 22 Sep 2017 21:39:28 EST ID:AaqRkLOm No.161739 Ignore Report Quick Reply
Lol this shit happens w/o female executives all the good damn time. As long as your interests are profit first and repercussions are minimal this will keep happening.
Lillian Sidgebotch - Sat, 23 Sep 2017 04:09:52 EST ID:+rypye+p No.161741 Ignore Report Quick Reply

Ha! You sure showed them good. I think this will be the last push they need to sleep with you.
Lillian Sattingfene - Sat, 23 Sep 2017 07:06:24 EST ID:ZpgRVkaU No.161742 Ignore Report Quick Reply

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